Funding a New Small Business? Don’t Bother With Banks

Question: What steps should I take before applying for a loan to open a small business? I’d like to maximize my chances of getting a good response. Answer: Getting a small business bank loan is never easy, and it’s been especially difficult since the financial crash...

10 Qualities Every Leader of The Future Needs to Have

The reigning theory in business has long been that “alpha” leaders make the best entrepreneurs. These are aggressive, results-driven achievers who assert control and insist on a hierarchical organizational model. Yet I am seeing increasing success from “beta” startup...

How to Avoid IRS Trouble Due to Identity Theft

In September 21, 2012, an Arizona woman was sentenced to 3 years in prison for identity theft, and ordered to pay nearly $400,000 in restitution.  She had used stolen identities to file 180 tax returns.   She tried to hide her tracks by filing the tax returns...

15 Ways to Protect Yourself from Identity Theft

Chances are you or someone you know has been a victim of identity theft.  The Federal Trade Commission recently estimated that 9 million people in the United States have their identity stolen each year.  When people steal your identity they can use it in a number of...