by admin | Aug 30, 2017 | Uncategorized
Your Experience Mod Factor (X-Mod) can be the single most controlling factor in determining your Workers Compensation Costs. Depending what your X-Mod is, you could either pay 50 percent less than your competitors or you could pay as much as 300 percent more than...
by admin | Aug 28, 2017 | Uncategorized
With Obamacare going into full effect at the first of 2014, the time for preparation and transition is now. The cornerstone of Obamacare is the requirement that every American have adequate health insurance and that insurance carriers provide coverage regardless of...
by admin | Aug 25, 2017 | Uncategorized
If you don’t understand X-Mods you are not alone, but it is a critical part of your Workers Compensation insurance costs. Below we will try to break down X-Mods into simple terms but it does not cover every aspect that could affect your X-Mod. To get an in-depth...
by admin | Aug 23, 2017 | Uncategorized
Personal injury cases are a common occurrence in the legal system. If someone has been injured as a result of negligence from another party, they may be entitled to sums of money that will help them get through the experience. These cases can be complex and confusing...
by admin | Aug 21, 2017 | Uncategorized
Businesses run with the sole objective of earning maximum profits. But if you look at that current scenario you’ll realize that for most businesses profit making is not the main concern anymore. Reputation and prominence are the intangible benefits that are reaped...
by admin | Aug 18, 2017 | Uncategorized
Whether a person working for you is your employee or an independent contractor has one very important legal consequence: liability. Say you hire a company to paint your real estate office. During the work, a painter falls off a ladder breaks his arm. Falling paint...
by admin | Aug 16, 2017 | Uncategorized
Everyone who runs a small business knows what their assets and resources are. They know every computer, copier, and company car on the asset sheet. They knew exactly how much room is left on their line of credit, and what other sources of liquid cash they might have...
by admin | Aug 14, 2017 | Uncategorized
Sticking with the status quo can prove fatal for your business. Here are five tips to turn stagnation into innovation. Is your business stuck in a rut? These days, doing what you’ve always done won’t cut it anymore. Just look at former movie rental giant...
by admin | Aug 11, 2017 | Uncategorized
The health insurance marketplaces created by the Affordable Care Act will open on Oct. 1. Most small employers—those with 50 or fewer full-time employees—are not required to offer health insurance coverage under the Affordable Care Act. Even businesses with more than...
by admin | Aug 9, 2017 | Uncategorized
As a small business owner you are always looking for ways to grow your business. Often capital is required to grow your business in the way that you want. There are many ways to raise money for projects or even to launch a new business off the ground. Below you...