by admin | Mar 21, 2018 | Uncategorized
The law requires most businesses to carry workers’ compensation insurance. This protects employees and employers both, and it gives income to workers in the event they are injured badly enough they require time off of work to heal. For employers, workers’ compensation...
by admin | Mar 19, 2018 | Uncategorized
Twenty-five percent of all United States insurance fraud claims are related to workers’ compensation. Employees throughout the country report about $7 billion worth of personal injuries occurring in the workplace or while they are on the clock but off the premises....
by admin | Mar 16, 2018 | Uncategorized
If it’s been a while since you updated your employee manuals, or you don’t have a coherent policy regarding the use of social media, it’s time to get serious. Unfettered use of social media accounts by employees could expose the company to embarrassment, loss of...
by admin | Mar 14, 2018 | Uncategorized
Many business owners are confused by the seemingly endless array of different insurance policies and premiums. But an understanding of what your basic commercial property insurance covers and doesn’t cover is critical to any risk management strategy. Furthermore, any...
by admin | Mar 12, 2018 | Uncategorized
Small business owners have a responsibility to provide a safe work environment for their employees. This responsibility is crucial to the survival of the business and for optimal revenue. If the workplace is unsafe, employees may suffer injuries or be unable to...
by admin | Mar 9, 2018 | Uncategorized
According to Business Insider, personal income and spending are increasing again in 2015 at rates that haven’t been seen in nearly a decade. They further quote economist Paul Ashworth as saying, “We are finally seeing signs of consumers beginning to spend the gasoline...
by admin | Mar 7, 2018 | Uncategorized
Employees and independent contractors are different, so it is important for employers to be clear about the difference between the two. This will help them determine what to do when hiring people to help, and it will also affect how they withhold taxes to avoid legal...
by admin | Mar 5, 2018 | Uncategorized
Media companies – those companies that routinely engage in the publishing or transmission of information every day, day in and day out – usually take out specialized media-industry-specific coverage to protect themselves from the unique risk profiles of that business....
by admin | Mar 2, 2018 | Uncategorized
One of the most serious problems for small businesses today is employee theft. The National Federation of Independent Business says that employees are 15 times more likely than people who are not employees to steal from their employers. The NFIB said that employee...
by admin | Feb 28, 2018 | Uncategorized
In most cases and in most jurisdictions, the insurance agent is not responsible for the coverage amounts that are selected on your policy. What does this mean exactly, why is it important and what can you do to make sure that you are properly protected? First, let’s...
