How a Rubber Giraffe Became a Jet-Setter

Sophie la Girafe is a 7-inch-tall rubber teething toy. It is also an international star. Priced at $25 in the U.S., compared with less than $5 for more ordinary teethers, Sophie is stocked in high-end baby boutiques around the world, including Mexico, Japan , and...

How to be Creative – Part 1

Creativity can seem like magic. We look at people like Steve Jobs and Bob Dylan, and we conclude that they must possess supernatural powers denied to mere mortals like us, gifts that allow them to imagine what has never existed before. They’re “creative...

The Misperception That Holds Women Back

I’ve come to the very speculative conclusion that women owners who hesitate to take the Next Big Step to grow their business may be hampered by misperceptions about how growth is accomplished. As Jodi Glickman suggests in her recent HBR article, women focus on what...

Workers’ Compensation Immunity for Texas Staffing

A recent opinion of the Supreme Court of Texas raises important considerations for the management of workers’ compensation risk in connection with jointly employed workers. The basic bargain of workers’ compensation schemes is that an injured worker loses...

How to make your small business more successful

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9 Skills You’ll Need to be a Great Leader

9 Skills You’ll Need to be a Great Leader

Leadership is a critical trait to possess if you’d like to advance in your career. However, when you’re at the bottom of the totem pole, you may think the ladder to manager is difficult to climb. As long as you are mindful of certain skills, though, you can do very...
Save on Workers’ Compensation Costs by Keeping Losses Low

Save on Workers’ Compensation Costs by Keeping Losses Low

In 2008, U.S. employers reported 3.7 million nonfatal occupational injuries and illnesses, according to the U.S. Bureau of Labor Statistics. While this number was down from the prior year, it still shows that workplace safety must be a priority for employers. When...
Know Your Commercial General Liability Insurance Limits

Know Your Commercial General Liability Insurance Limits

A commercial general liability policy (CGL) lists six different limits on the policy’s declarations page. While the limits may be listed separately, it’s important to understand that they are all interrelated. That means that payment of damages for one limit will...
Construction Vehicle Classification Can Affect Your Wallet

Construction Vehicle Classification Can Affect Your Wallet

Several factors influence how much a contractor pays for business auto insurance. The amount of insurance bought, the firm’s loss history, employees’ driving records, the condition of the vehicles, deductible levels – all of these have a major effect on the policy...
Seven Ways Your Business Can Prevent Cybercrime

Seven Ways Your Business Can Prevent Cybercrime

Legendary bank robber Willie Sutton supposedly said that he robbed banks because that was where the money was. Many small business owners follow this logic when it comes to computer system security. They believe that people who rob with a mouse and a keyboard rather...